Agree for the fanam as affordable gold, but if you really want to spend a bit more and get some convertible gold, you can not go past Gold sovereigns, yes they are around US$600 each at moment, but you have an iconic coin, historical in some cases - glut of post 1980 stuff, aim for a pre 1915 piece - still not much above melt, nice design, decent hunk of gold and they are very popular. Selling them for at least melt is never an issue. Otherwise lots of 1/25, 1/30 and 1/40 ounce bullion coins too - just be careful, some of them attract massive premiums over gold price and given gold's density - you don't get very much of the stuff for your money. Aim for at least 90% purity or even .9999 if you can.
I say this as there is a lot of budget Frankline mint and Pojoby mint stuff from places like Seychelles, Cook Islands, Nupe etc - which is only 14 carat or .585 gold, which in my opinion is not gold enough and its copper or bronze as an alloy, so the coin doesn't even look gold. Also avoid gold plated stuff, lots of it deceptively sold through 3rd and 4th party mints. Usually its plated copper or some cheap metal like German or Nickel silver, which is NOT silver and just cheap muck metal. Avoid all gold banknotes, except goldbacks - and even these have trace gold in them.
Not that much really - 2023 and last year were years of great expansion, into collecting new countries and types (Canada, USA, Latin Monetary Union etc), but 2025 will be consolidation and filling some nagging gaps.
The gaps are biggies like a New Zealand Reserve Bank £50 note (At least $5,000 and so rare, a book on NZ banknotes has details of every surviving example!). Also a Series C $100 note (Only issued in 1967 and 1975 and just 500k issued in total, its a $1,000 + item)
For coins, I am happy with getting a Waitangi Crown (Another very rare and expensive item)
And completing or getting more examples of British date run coins from 1816 onwards and earlier examples.
Unless I find those notes and the Crown, the amount spent this year will be a lot less. Have to focus on buying a house more.
I love coins. Especially silver, gold and anything really old.
Member of the Royal Numismatic Society of New Zealand and the Auckland Numismatic Society