I came back to the medallion only for the love of mulled wine from Moldova - when we get cold here.
But at least we now know who we have on the locket: https://cs.wikipedia.org/wiki/Zjeven%C3%AD_Panny_Marie_v_Lurdech
Not yours, but a similar one was sold on our website in the past, and the seller didn't know if it was silver, but he listed it anyway - in the end it was sold for less than 200 CZK, which is something like 9 USD
this one is yours
on the right side - sold for 199 CZK
Conclusion:* this is an older type of medallion of the Virgin Mary of Lourdes, probably made of silver (but it is not certain)
*It can only be of value to a very limited number of collectors of these historical artifacts
*you are a happy person, you don't have to travel anywhere to Lourdes, you have a medallion that will protect you and help you overcome the difficulties of life.
I'm adding information again: I found another and even more expensive one, so if you have a silver one, it may have a higher price (up to 100 USD) - you have to look, now you know where - I wish you luck.
Ivan