What you have here is P28a nd1986, the first print of this series. The second print with just the cross pole was issued in 1989. The cross post was removed with just a single pole as the cross pole looks like a Christian cross for a country with a very large muslim population.
Signature - Dato' Jaffar Hussien
First Prefix NE; Last Prefix NK; Replacement Prefix NZ
There is no such this as no value. In that condition, my opinion is worth 5 ringgit. For someone who does not mine collecting used notes in such as this one, my value would be 5.50 ringgit. I have 22 pieces of this but 14 pieces are in aUNC condition.